The rate on a 30-year fixed refinance increased to 6.98% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.95%. On a 20-year mortgage refinance, the average rate is 6.

See current 30-year refinance rates and how they've been trending. Find the lowest rates to save on your mortgage, lower your payments, or access home equity.

Everything changes with time. Let us assume you applied for a Home Loan 10 years back. You obtained the loan from a particular bank as it made the best offer then. But now, after 10 years, you may have better Home Loan offers at hand.

The rate on a 30-year fixed refinance declined to 6.93% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.89%. For 20-year mortgage refinances,

Mortgage rates are unlikely to see major drops any time soon, as economic markets wait to see what comes of the Trump administration’s sweeping actions. So, knowing that there may not be better deals to hold out for, should you refinance now?

These are today's mortgage and refinance rates. Mortgage rates have held steady so far this month, and it's unclear if they'll drop much this year.

Refi rates have ticked down, lowering the 30-year rate average after two days of inching up. Rates for several other refi loan types also dropped Monday.