Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

Whether you want a lower interest rate, longer repayment term, or cash from your home’s equity, you might be thinking about refinancing your mortgage — replacing your current home loan with a ...

A mortgage refinance involves replacing your existing home loan with a new mortgage for the same property. The funds from your new mortgage pay off your existing loan, and you start making monthly ...

Drazen Zigic / Getty Images You can refinance a home equity loan just as you would a regular mortgage. But there are some special considerations to think about before you proceed. You might want ...

Refi rates have ticked down, lowering the 30-year rate average after two days of inching up. Rates for several other refi ...

If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.

See current 30-year refinance rates and how they've been trending. Find the lowest rates to save on your mortgage, lower your ...

A home equity loan has important tax benefits that users should remember this filing season. Here's what to know.

Reverse mortgages: Only generally applicable to homeowners age 62 and older, this option works as its name suggests: Lenders ...

Homeowners can use a cash-out refinance to consolidate high-interest debt, leveraging home equity to secure a lower interest rate and streamline monthly payments. Jump to insight While refinancing ...

A cash-out refinance provides access to cash but reduces the equity you have in your home, which could impact future financial flexibility. Jump to insight The process typically takes 30 to 60 ...

Commissions do not affect our editors' opinions or evaluations. Refinancing gives you the opportunity to lower your rate or shorten the lifespan of your mortgage, allowing you to save on interest ...