Kansas is no longer part of this list, and West Virginia is phasing out Social Security taxes, with no state income taxes on Social Security starting in 2026. “Each state has tax provisions that ...

The SSA adjusts the maximum amount of income subject to Social Security tax annually. In 2025, this amount — also known as the contribution and benefit base or taxable maximum — increases from ...

Aim to replace 80% of pre-retirement income for a comfortable lifestyle post-retirement. Consider Social Security and pensions as part of your income sources, not just savings. Use the 4% rule to ...