Commissions do not affect our editors' opinions or evaluations. The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study.

The best high-yield savings account rate is 4.75% APY from Pibank, Openbank, and Fitness Bank. That's more than 11 times the FDIC's national average ... even if the name might suggest otherwise.