"The way I did it was the dumbest, hardest way possible," she tells Money. "I was just so full of ... with many anticipating it will be cut to 4.5%. They've also increased their bets on the ...

from 4.75% to 4.5%. We'll be bringing you all the latest updates, and telling you what it means for you. 'Can my boss take a cut of our tips?' This is a Money Problem submitted by a reader after ...